:root{--navy:#16324a;--navy-2:#0f2436;--teal:#1f6f6b;--teal-d:#185955;--cream:#faf6ef;--sand:#f1eadf;--ink:#1d2730;--muted:#55616b;--gold:#c99a4b;--line:#e3d9c9;--radius:16px}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--cream);color:var(--ink);font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;padding-bottom:88px}
h1,h2,h3{font-family:Georgia,"Iowan Old Style","Times New Roman",serif;line-height:1.15;color:var(--navy);margin:0}
p{margin:0}
a{color:var(--teal)}
img,svg{display:block}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
.narrow{max-width:760px}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:10px 14px;z-index:100}
.skip:focus{left:10px;top:10px}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:6px}
.topbar{background:var(--cream);border-bottom:1px solid var(--line)}
.topbar-inner{display:flex;align-items:center;justify-content:space-between;height:64px;gap:12px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-family:Georgia,serif;font-weight:700;font-size:20px;letter-spacing:.2px}
.top-call{display:flex;align-items:center;gap:6px;text-decoration:none;color:var(--navy);font-weight:600;font-size:15px;white-space:nowrap}
.top-call svg{width:18px;height:18px;color:var(--teal)}
.hero{background:linear-gradient(180deg,var(--cream) 0%,var(--sand) 100%);padding:44px 0 48px}
.eyebrow{display:inline-block;font-size:13px;font-weight:700;letter-spacing:1.4px;text-transform:uppercase;color:var(--teal);background:#e3efe9;padding:6px 12px;border-radius:999px;margin-bottom:18px}
.hero h1{font-size:clamp(34px,8.6vw,60px);max-width:16ch}
.hero h1 span{display:block;color:var(--teal);font-style:italic}
.lede{font-size:clamp(18px,4.6vw,21px);color:#34424d;max-width:38em;margin-top:18px}
.cta-row{display:flex;gap:12px;margin-top:28px;flex-wrap:wrap}
.cta-row.center{justify-content:center}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:58px;padding:0 26px;border-radius:14px;font-weight:700;font-size:19px;text-decoration:none;transition:transform .12s ease,background .15s ease,box-shadow .15s ease}
.btn:active{transform:scale(.98)}
.btn-call{background:var(--teal);color:#fff;box-shadow:0 6px 18px rgba(31,111,107,.28)}
.btn-call:hover{background:var(--teal-d)}
.btn-text{background:#fff;color:var(--navy);border:2px solid var(--navy)}
.btn-text:hover{background:#f3f6f9}
.btn.light.btn-call{background:#fff;color:var(--navy);box-shadow:none}
.btn.light.btn-text{background:transparent;color:#fff;border-color:rgba(255,255,255,.7)}
.reassure{margin-top:16px;font-size:15px;color:var(--muted)}
.section{padding:56px 0}
.section.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section h2{font-size:clamp(28px,6.4vw,40px)}
.section-lede{color:var(--muted);margin-top:10px;max-width:40em}
.cards{list-style:none;padding:0;margin:28px 0 0;display:grid;grid-template-columns:1fr;gap:14px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px 20px 22px;position:relative}
.card .num{font-family:Georgia,serif;font-size:14px;color:var(--gold);font-weight:700;letter-spacing:1px}
.card h3{font-size:22px;margin:6px 0 6px}
.card p{color:#3f4b55}
.steps{list-style:none;padding:0;margin:28px 0 0;display:grid;gap:22px}
.steps li{display:flex;gap:16px;align-items:flex-start}
.step-n{flex:0 0 46px;height:46px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-family:Georgia,serif;font-size:21px;font-weight:700}
.steps h3{font-size:21px;margin-bottom:4px}
.steps p{color:#3f4b55}
details{background:#fff;border:1px solid var(--line);border-radius:14px;margin-top:12px}
details:first-of-type{margin-top:24px}
summary{cursor:pointer;list-style:none;padding:18px 52px 18px 20px;font-weight:700;color:var(--navy);font-size:18px;position:relative}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:26px;color:var(--teal);font-weight:400}
details[open] summary::after{content:"\2212"}
details p{padding:0 20px 20px;color:#3f4b55}
.final{background:var(--navy);color:#e9eef3;text-align:center;padding:56px 0}
.final h2{color:#fff;font-size:clamp(28px,6.4vw,40px)}
.final p{margin-top:10px;color:#c9d4dd}
.final .number{margin-top:20px;font-size:17px}
.final .number a{color:#fff;font-weight:700}
.footer{background:var(--navy-2);color:#a9b7c3;padding:28px 0 32px;font-size:14px}
.footer strong{color:#fff}
.footer .fine{margin-top:10px;font-size:13px;color:#8fa0ae}
.sticky-cta{position:fixed;left:0;right:0;bottom:0;z-index:50;display:flex;gap:10px;padding:12px 14px calc(12px + env(safe-area-inset-bottom));background:rgba(250,246,239,.96);border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(22,50,74,.10);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px)}
.sticky-cta .btn{min-height:56px;font-size:18px}
.sticky-cta .btn-call{flex:2}
.sticky-cta .btn-text{flex:1;padding:0 14px}
@media (max-width:480px){
  .cta-row .btn{flex:1 1 100%}
  .top-call span{display:none}
  .top-call{width:44px;height:44px;justify-content:center;border:1.5px solid var(--line);border-radius:12px;background:#fff}
}
@media (min-width:720px){
  .cards{grid-template-columns:repeat(2,1fr)}
  .cards .card:last-child{grid-column:1/-1}
  .steps{grid-template-columns:repeat(3,1fr)}
  .steps li{flex-direction:column}
  .step-n{flex:none;width:46px}
  .hero{padding:80px 0 84px}
}
@media (min-width:960px){
  body{padding-bottom:0}
  .sticky-cta{display:none}
  .cards{grid-template-columns:repeat(3,1fr)}
  .cards .card:nth-child(4){grid-column:auto}
  .cards .card:last-child{grid-column:span 2}
  .section{padding:80px 0}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}

/* Room for the host's small badge (bottom-right, ~64px) under the phone button bar */
@media (max-width:959px){.sticky-cta{padding-bottom:calc(66px + env(safe-area-inset-bottom))}body{padding-bottom:150px}}